Budgeting for Creatives

Your money,
finally organized.

Budget Studio helps freelancers and creatives manage irregular income, crush debt, and build savings — without the spreadsheet chaos.

Net Worth
$2,160
Your "Salary"
$3,971
🚨 Overdraft risk Apr 15 — transfer $405 to stay safe
Trusted by 2,400+ creatives managing their money smarter
Up and running in 3 minutes.
No bank login required. Start with just your balances.
1
Add Your Accounts
Enter your checking, savings, and debt balances. Takes about 60 seconds.
2
Set Your Budget
Choose categories and limits. We calculate your smoothed salary and tax set-aside.
3
Track & Grow
Log expenses, watch debt shrink, and hit savings goals. Add to home screen for app-like access.
Everything you need,
nothing you don't.
Built specifically for people with creative careers and unpredictable income.
🛡️
Overdraft Protection
See danger coming before it hits. We project your balance against upcoming bills and tell you exactly when to move money.
🎯
Debt Paydown Engine
Avalanche or Snowball — pick your strategy, set extra payments, and watch the interest savings stack up in real time.
🏦
Multi-Account View
Checking, savings, emergency fund — see everything in one place with real-time balance tracking after every transaction.
📊
Smart Budgeting
Category-level tracking with color-coded alerts. Every expense deducts from the right account automatically.
🎨
Built for Creatives
Irregular income? Multiple gigs? We smooth your cash flow, track projects, and set aside taxes automatically.
📱
Works Like an App
Add to your home screen on any phone. Full mobile optimization, offline-ready, no app store needed.
For Freelancers & Creatives

Irregular income shouldn't mean irregular finances.

Budget Studio smooths your variable income into a predictable monthly "salary," automatically sets aside quarterly taxes, and lets you budget per-project.

30%
average tax set-aside
3x
less overdraft risk
$840
avg. yearly savings
Real creatives, real results.
Hear from freelancers who stopped stressing about money.
"I finally stopped overdrafting. The projection feature alone saved me $200 in fees last quarter."
🎨
Maya J.
Freelance Designer
"As a creative with unpredictable income, the income smoothing changed my entire relationship with money."
🎵
DeAndre W.
Music Producer
"Paid off my credit card 8 months early using the avalanche strategy. The interest savings were real."
📸
Aisha K.
Content Creator
Simple, honest pricing.
No hidden fees. No selling your data. Cancel anytime.
Free
$0forever
1 checking account
Basic monthly budget
Transaction tracking
Community support
Creator
$9/month
Everything in Pro
Income smoothing
Quarterly tax set-asides
Project-based budgeting
Invoice income tracking
Priority support
Get Creator Access
Billed monthly. Cancel anytime. Save 20% with annual billing.

Stop surviving.
Start building.

Join thousands of creatives who finally feel in control of their finances.